What's New at Payne Insurance Agency

Tuesday, April 05, 2011

Flood News Flash – Everyone Lives in a Flood Zone

Everyone lives in a flood zone. You don't need to live near water to be flooded. Heavy snow fall, heavy rainstorms, and the aftermath that follows causes flooding. Record precipitation and massive snowfall this winter in most parts of the United States has already led to spring flooding in many area... [more]


Monday, November 22, 2010

Call Us Now And Save On Auto Insurance

Have you had a Auto Insurance Checkup? Call Payne Insurance Agency for a competitive Auto Insurance quote. We can tailor your policy to meet your needs and your budget.


Wednesday, June 23, 2010

Co-Insurance Penalty Clause

Does your policy have a Co-Insurance Penalty Clause?  Most policies do.  The Co-Insurance clause under most policies states that your building must be insured for at least 80% of the replacement cost.  If your building is not insured for at least 80% then you are penalized if you have... [more]


Wednesday, June 16, 2010

HSA Health Insurance Plans

Payne Insurance offers a variety of individual health insurance plans.  The Health Savings Account is one of the more popular and affordible. Check out this link for more information on just one of our HSA Health Plans.


Monday, May 17, 2010

Estimate What Flood Damage Could Cost You !!!!

  Water Damage is Excluded from Standard and Preferred Personal Lines Homeowner’s Policies!     Water Damage means:  a. Flood, surface water, waves, tidal water, overflow of a body of water, or spray from any of these, whether or not driven by wind;  ... [more]


Tuesday, May 11, 2010

Life Insurance for your Child, only $45.00 per year.

Give the priceless gift of protection.  Humana’s Junior Estate Builder. Junior Estate Builder life insurance protects your child or grandchild, now and in the future, by establishing financial security that lasts a lifetime. $15,000 - $35.00 per year $20,000 - $45.00 per year D... [more]


Wednesday, April 07, 2010

We Sell Life Insurance !

We can help you with all your Life Insurance needs. We represent Nationwide Financial as well as an assortment of other A rated life companies. Give us a call or stop by our office. 


Monday, March 08, 2010

Backup of sewer and drains...Will your homeowners insurance cover this?

Fall and Spring tend to be our wettest seasons making our homes most susceptible to the backup of sewer or drain lines. While these events don't occur often, when they do, the problem can be a small disaster. Did you know a standard homeowners insurance policy excludes coverage for such an event?It'... [more]